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How Does Dental Insurance Work? Learn The Basics

Waterside Dental Sarasota Florida Learn About Dental Insurance Plans, Their Benefits and How They Work For You
Originally posted from our friends at Red Mountain Family Dental

Learn The Basics of Dental Insurance

Many people who are paying for dental insurance simply don’t understand or use all the benefits that come with their insurance plan. Our dental team created this page to be a helpful resource if you’re looking to learn more about your dental insurance benefits.

Understanding Dental Insurance Plans

  • What are the deductible costs of my plan?
  • What are the services my dental insurance plan covers? i.e. Does my dental insurance cover implants?
  • Are there limitations and maximums to my dental insurance plan?
  • What dentists accept my insurance?

Your insurance provider will be able to answer many of these questions. But, if you have additional questions, contact Waterside Dental.

Common Services You Can Enjoy Using Dental Insurance:

  • Regular Teeth Cleanings
  • Emergency Dentistry
  • Implants
  • Fillings
  • Crowns
  • Bridges
  • Sedation
  • Bonding
  • Alignment services, such as Invisalign®
  • And more…

Many insurance plans have limitations to the types of procedures they cover. Be sure to check with your dental insurance provider to find out the details of your coverage.

How Does Dental Insurance Work?

What Are Deductibles?

Dental insurance plans come with deductibles. A deductible is the minimum amount that must be paid by the insured. For example, if the deductible is $150 and the insuree’s services cost $128, the insurance plan will not be accessible.

Which Doctors Participate In My Dental Plan?

Each insurance plan covers a network of dentists. Check with Waterside Dental to see if our dentists are covered in your plan by scheduling an appointment.

Other Things To Know About Dental Insurance

Before you are ready to make a decision on a plan and a dentist, there are other things to take into account, including:

  • Co-plans, or dual coverage
  • Maximums
  • Pre-treatment estimates
  • Limitations and exclusions
  • Copayment

Schedule an appointment with Waterside Dental